Top 10 Property and Causality Insurance for Construction Companies in Florida
Florida construction firms need reliable insurance to cover property damage, liability, and unexpected risks on the job.
These top providers offer tailored P&C solutions to keep your projects secure and your business protected.
FEATURED PROPERTY AND CAUSALITY INSURANCE FIRMS
Chubb
Market-leading P&C insurer known for robust builder’s risk and construction coverage, backed by high financial strength (A++) and top-tier customer service.
Website: chubb.com
State Farm
Offers customizable commercial liability, builder’s risk, equipment, and inland marine policies—supported by local agents throughout Florida.
Website: statefarm.com
Hiscox
Ideal for small-to-mid construction contractors, Hiscox provides flexible BOPs with general liability, professional liability, and equipment coverage.
Website: hiscox.com
Liberty Mutual
Global carrier offering comprehensive builder’s risk and contractor’s equipment policies with strong risk control and claims support.
Website: libertymutual.com
AmTrust Financial Services
Website: amtrustfinancial.com
CNA Surety
Top commercial P&C insurer issuing bonds and insurance for construction firms of all sizes, leveraging flexible underwriting and national reach.
Website: cna.com
Acuity Insurance
Mid-sized insurer with A+ rating, offering reliable property and casualty coverage across 29 states including Florida for contractor needs.
Website: acuity.com
Brown & Brown Insurance
Location: Daytona Beach, FL
Website: bbrown.com
FCCI Insurance Group
Headquartered in Lakewood Ranch, this regional carrier excels in P&C coverage, risk management, and claims support for construction clients.
Website: fcci-ins.com
DUAL North America
Naples-based underwriting organization delivering property, casualty, and financial lines programs with expert service to Florida contractors.
Location: Naples, FL
Website: dualna.com
